Seneca Financial Corp Stock Analysis

Seneca Pink Sheet Analysis Notes

The company has price-to-book ratio of 0.96. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Seneca Financial Corp had not issued any dividends in recent years. Seneca Financial Corp. operates as the holding company for Seneca Savings that operates as a community-oriented savings and loan institution. Seneca Financial Corp. is a subsidiary of Seneca Financial MHC. SENECA FINANCIAL operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 49 people.The quote for Seneca Financial Corp is published daily by the National Quotation Bureau and the company does not need to meet minimum requirements or file with the SEC. To find out more about Seneca Financial Corp contact Joseph Vitale at 315 638 0233 or learn more at https://www.senecasavings.com.

Seneca Market Capitalization

The company currently falls under 'Micro-Cap' category with a current market capitalization of 21.04 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Seneca Financial's market, we take the total number of its shares issued and multiply it by Seneca Financial's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.

Seneca Profitablity

The company has Profit Margin (PM) of 0.21 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.28 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.28.

Technical Drivers

As of the 18th of February 2026, Seneca Financial has the Risk Adjusted Performance of 0.0836, semi deviation of 0.7726, and Coefficient Of Variation of 979.41. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Seneca Financial Corp, as well as the relationship between them. Please validate Seneca Financial Corp variance, maximum drawdown, as well as the relationship between the Maximum Drawdown and semi variance to decide if Seneca Financial is priced more or less accurately, providing market reflects its prevalent price of 10.62 per share. Given that Seneca Financial Corp has jensen alpha of 0.0993, we advise you to double-check Seneca Financial Corp's current market performance to make sure the company can sustain itself at a future point.

Seneca Financial Corp Price Movement Analysis

Seneca Financial Outstanding Bonds

Seneca Financial Predictive Daily Indicators

Seneca Financial Forecast Models

Seneca Financial's time-series forecasting models are one of many Seneca Financial's pink sheet analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Seneca Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Seneca Financial Corp Debt to Cash Allocation

Seneca Financial Corp currently holds 25.65 M in liabilities. Debt can assist Seneca Financial until it has trouble settling it off, either with new capital or with free cash flow. So, Seneca Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Seneca Financial Corp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Seneca to invest in growth at high rates of return. When we think about Seneca Financial's use of debt, we should always consider it together with cash and equity.

Seneca Financial Assets Financed by Debt

Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Seneca Financial's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Seneca Financial, which in turn will lower the firm's financial flexibility.

Seneca Financial Corporate Bonds Issued

Pink Sheet analysis is the technique used by a trader or investor to examine and evaluate how Seneca Financial prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Seneca shares will generate the highest return on investment. We also built our pink sheet analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Pink Sheet such as Seneca Financial. By using and applying Seneca Pink Sheet analysis, traders can create a robust methodology for identifying Seneca entry and exit points for their positions.

When running Seneca Financial's price analysis, check to measure Seneca Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Seneca Financial is operating at the current time. Most of Seneca Financial's value examination focuses on studying past and present price action to predict the probability of Seneca Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Seneca Financial's price. Additionally, you may evaluate how the addition of Seneca Financial to your portfolios can decrease your overall portfolio volatility.